Purchase property
First-time buyer or moving up? We help you secure the right mortgage for your purchase—whether it’s your primary residence or an investment property. We shop rates from multiple lenders so you get a competitive deal and clear terms.
We’ll walk you through pre-approval, down payment options, and first-time buyer programs. Call us early in your search so you know what you can afford and can move quickly when you find the right place.
Call us: +1 (905) 232-1259
Pre-approval and buying power
A pre-approval tells you how much a lender is willing to lend based on your income, credit, and debts. It’s not a guarantee of financing—final approval depends on the property and your situation at closing—but it helps you shop with confidence and shows sellers you’re serious. We’ll walk you through the pre-approval process and explain what you’ll need (e.g. income documents, down payment proof).
First-time buyer programs
There are government programs and incentives for first-time buyers, including tax credits and programs that can reduce the amount of mortgage default insurance you need. We’ll outline what you might qualify for and how it affects your down payment and monthly payment. Call us to discuss your situation and get a quote.
From offer to closing
Once you have an accepted offer, we’ll help you move from approval to closing. That includes submitting the full application, providing documents, and meeting any conditions the lender sets (e.g. appraisal, title). We’ll keep you updated so you know where things stand and what’s needed from you. Our goal is a smooth closing so you can move in on time.
Get pre-approved for your purchase
Call us to start your mortgage application and know your budget.
Call us: +1 (905) 232-1259